Contents
1. The needs of the traveler
As a traveler, you must have :
A traveler bank account with a special bank card for travelers to avoid fees
Cash, wherever you go : Cash is essential, but cash is expensive
During your trip, you will have to pay for your flights, accommodation, transportation, food and some additional costs.
Your flight can be paid for by credit card and depending on your location, other charges will be paid by card or cash.
2. What bank accounts and payment systems should you use for travel and business ?
As a traveler, the most important thing is to avoid fees with withdrawals from Atm.
But even with the special traveler account, this is not actually possible.
3. Online banking for travelers
Revolut
Revolut currently does not charge any fees for the majority of its services (but for limited use), uses interbank weekdays, and charges a 0.5% to 1.5% markup on weekends.
Revolut Ltd is a digital banking alternative that includes Prepaid Debit Card (MasterCard or VISA), Currency Exchange, Cryptocurrency Exchange (Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash ( BCH), XRP (XRP)) and peer-to-peer payments.
Bank N26
N26 is a German neobank headquartered in Berlin, Germany.
N26 currently offers its services in various Member States of the Single Euro Payments Area and in the United States.
Its UK activities have been suspended since April 2020 due to Brexit uncertainties. Wikipedia
What can N26 offer you as a traveler?
“Your standard N26 account includes everything you need to spend, save and keep track of your money.
You can have a free Mastercard and enjoy free ATM withdrawals in euros and free payments in any currency, anywhere in the world.
And with no hidden fees or currency exchange fees, you’ll always know what you’re spending on your trip. “
The TransferWise service
TransferWise is a UK online money transfer service founded in January 2011 by Estonians Kristo Käärmann and Taavet Hinrikus and is based in London.
The company supports over 750 currency routes around the world, including GBP, USD, EUR, AUD, and CAD, and provides multi-currency accounts.
Wikipedia.com
You can have a card at 6 euros and withdraw 200 euros free of charge, excluding fees at the counter. Beyond this limit, you will be billed at 2% of the amount.
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